Payments:Unpacked

Hello Reader You are receiving this email as you recently subscribed to Payments:Explained - here's a test edition ahead of our formal launch. Thank you for being one of our test pilots, we'd love to receive your feedback - hit the button below and tell us what you think. Pilot feedback Here's a podcast we published on Spotify this morning. What Barbie teaches us about digital payments Think about Barbie’s journey in the film. She starts off in Barbie Land—a perfect, plastic world where...

Sixty Seconds: Pilot Inspired by the legendary Just a Minute on BBC Radio 4, Sixty Seconds is the fast-talking, side-splitting comedy game show where the rules are simple — speak on a payments topic for 60 seconds without hesitation, repetition, or fraud (okay, "deviation" but we like our twist). Hosted by Mike Chambers, channelling his inner Nicholas Parsons with a fintech flair, each show dives into carefully curated, topical payments subjects — from Faster Payments to frictionless...

Hi Here's a weekly digest from Payments:Unpacked The Burning Question Nobody on the Clapham Omnibus Asked Published on August 14, 2025 Not All Payments Are Created Equal Read more... Cash in a Digital Age: Why It Still Counts Published on August 13, 2025 Why Your Wallet Still Deserves a Seat at the Table Read more... AI: A powerful ally or a double edged sword? Published on August 12, 2025 Exploring how artificial intelligence is reshaping the battle against fraud in the payments industry — a...

Hi Here's a weekly digest from Payments:Unpacked Visa Expands Settlement Network to Include More Stablecoins and Blockchains Published on August 8, 2025 Trusted, scaleable and interoperable Read more... SurePay as a fallback VOP provider Published on August 7, 2025 When your primary solution falls short, SurePay offers support Read more... SIC Instant Payments Published on August 7, 2025 One year on, one year to go for Phase 2 Read more... Clampdown Mode Published on August 7, 2025 FCA Gets...

Hi Here's a weekly digest from Payments:Unpacked The Missed Opportunity of Request to Pay: A Whisper to the Future of Payments Published on July 31, 2025 Less bulldozer. More conversation over tea Read more... For though the world doth tap and ping, some pockets of parchment persist Published on July 31, 2025 The Cheque: A Historical Re‑enactment in Six Scenes Read more... Could Wero Be a Game-Changer for Europe’s Payments Landscape? Published on July 30, 2025 Europe’s New Digital Wallet is...

Hi Reader Here's a weekly digest from Payments:Unpacked Transforming how we tackle payment fraud Published on July 24, 2025 And trashing the manicured bowling green Read more... A Game-Changer Arrives: The Future of Payments Just Got Interesting Published on July 23, 2025 People knew what they were getting — and they wanted it Read more... Plans to Regulate Buy-Now-Pay-Later Market Published on July 22, 2025 Issue 740: 23 July 2025 Read more... Be First to Watch Sixty Seconds Published on...

Note: If you are on more than one Payments:Unpacked newsletter list you may receive this invitation more than once - I apologise if this is the case! Not much has changed but they live underwater Believe it or not 40 years ago Mike Chambers walked down Bishopsgate to start his first day working in the City of London - day one of what became a career spent in payments that has spanned five decades! Boyband Busted's Year 3000 refrain "not much has changed but they lived underwater" could well...

What comes after Confirmation of Payee? It’s time to start preparing for EU Verification of Payee (VoP) for mainland / EU operations. Webinar: Thu 24 Oct at 10:00 – 11:00 BST Now that you’ve successfully implemented Confirmation of Payee (CoP) in the UK, it’s time to look ahead. If your payment services are extending into mainland Europe, the next critical step is to consider Verification of Payee (VoP). This is essential as Instant Payments become the norm across the EU. As UK Payment...

Verification of Payee (VoP) The European Commission has announced that a Verification of Payee (VoP) solution needs to be adopted by banks Europe-wide, as part of the Instant Payments legislation. This ensures that instant payments in euro are affordable, secure, and processed without hindrance across the EU. How does VoP work? When making a transfer online, Verifcation of Payee verifies the entered account details of the beneficiary prior to the actual transfer. European Verification of...