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Payments:Unpacked

"Mike's career at the heart of the UK's payments infrastructure and his wide perspective on the evolution of the space are invaluable to those of us developing strategies in the field." Dave Birch

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Explore the Summer School. Your summer 2026 payments strategy. All in one place

Your summer 2026 payments strategy - all in one place Everything you need to know about payments, without the usual noise. Even on holiday, payments don’t slow down. ISO 20022 deadlines, real‑time expansion, rising fraud, and regulatory pressure are all accelerating into 2026. That’s why we’ve teamed up with Bottomline’s Summer School 2026, a curated, on‑demand series designed for banks and NBFIs who want to stay ahead without spending hours researching. Explore the summer school No long...

Your summer 2026 payments strategy - all in one place Everything you need to know about payments, without the usual noise. Even on holiday, payments don’t slow down. ISO 20022 deadlines, real‑time expansion, rising fraud, and regulatory pressure are all accelerating into 2026. That’s why we’ve teamed up with Bottomline’s Summer School 2026, a curated, on‑demand series designed for banks and NBFIs who want to stay ahead without spending hours researching. Your payments architecture is being...

Your summer 2026 payments strategy - all in one place Everything you need to know about payments, without the usual noise. Even on holiday, payments don’t slow down. ISO 20022 deadlines, real‑time expansion, rising fraud, and regulatory pressure are all accelerating into 2026. That’s why we’ve teamed up with Bottomline’s Summer School 2026, a curated, on‑demand series designed for banks and NBFIs who want to stay ahead without spending hours researching. Structured data is your next...

Welcome to Week 3 of the 2026 payments summer school. Your summer 2026 payments strategy - all in one place Everything you need to know about payments, without the usual noise. Even on holiday, payments don’t slow down. ISO 20022 deadlines, real‑time expansion, rising fraud, and regulatory pressure are all accelerating into 2026. That’s why we’ve teamed up with Bottomline’s Summer School 2026, a curated, on‑demand series designed for banks and NBFIs who want to stay ahead without spending...

Plug the weak links in your payments fraud lifecycle Your summer 2026 payments strategy - all in one place Everything you need to know about payments, without the usual noise. Even on holiday, payments don’t slow down. ISO 20022 deadlines, real‑time expansion, rising fraud, and regulatory pressure are all accelerating into 2026. That’s why we’ve teamed up with Bottomline’s Summer School 2026, a curated, on‑demand series designed for banks and NBFIs who want to stay ahead without spending...

No Hesitation, No Repetition, No Fraud Inspired by the legendary Just a Minute on BBC Radio 4, Sixty Seconds is the fast-talking, side-splitting game show where payments meet pure chaos and laughter. The rules? Simple — speak on a payments topic for 60 seconds without hesitation, repetition… or fraud (okay, “deviation,” but we like our fintech spin). Hosted by Mike Chambers, channeling his inner Nicholas Parsons with a fintech flair, each show dives into lively, topical payments themes — from...

Mike Chambers is joined by Richard Ransom, Head of Solution Consulting for Corporates at Bottom Line, for a wide-ranging conversation covering the most important topics in UK payments right now. Richard and Mike talk about….. Faster Payments turning 18 — the bold decision to go real-time in 2008, the missed opportunity in B2B payments, and where it goes next. Then Direct Debit — still processing billions of transactions after half a century, but what needs to change around the first payment...

Beta: We are trialing Payments:Unpacked's Substack newsletter in Kit.If you have multiple subscriptions you may receive more than one email (apologies) - please let us know what you think about this Kit version of Payments:Unpacked. In this newsletter we explore UK tokenisaton and stablecoin regulation with a guest blog from John Bertrand - huge thanks to John for contributing this guest blog. Be sure to subscribe to visit John on LinkedIn: John Bertrand UK tokenisation and stablecoin...

Beta: We are trialing Payments:Unpacked's Substack newsletter in Kit.If you have multiple subscriptions you may receive more than one email (apologies) - please let us know what you think about this Kit version of Payments:Unpacked. 18 Candles, 5 Billion Transactions. Faster Payments, We Salute You A bold step into the unknown The UK’s Faster Payments system was the world’s first modern real-time interbank payments system. It went live on 27 May 2008. Real-time account-to-account payments are...

The Hidden Heroes Bridging The Digital Divide Exploring the people quietly powering financial inclusion across the UK Across the UK, a remarkable and often overlooked form of support is happening every day - one that rarely makes headlines but plays a vital role in people’s lives. New research led by independent consumer finance expert Faith Reynolds, with support from LINK, the UK’s cash access and ATM network, shines a light on the scale and importance of informal financial help. For many...