"Mike's career at the heart of the UK's payments infrastructure and his wide perspective on the evolution of the space are invaluable to those of us developing strategies in the field." Dave Birch
Weekly Digest from Payments:Unpacked Payments:Unpacked
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Hi Here's a weekly digest from Payments:Unpacked High Court Backs UK Payments RegulatorPublished on January 15, 2026 Mastercard, Visa and Revolut Lose Fee Cap Challenge Verification of Payee in PracticePublished on January 14, 2026 Key Lessons from Europe’s VOP Roll-out Verification of Payee in Practice: Key Lessons from Europe’s VOP Roll-outPublished on January 14, 2026 By SurePay | Insights on payments, fraud prevention, and regulatory compliance Preparing for What’s Next: Regulatory Priorities for BanksPublished on January 13, 2026 Clear, actionable insights to help banks tackle regulation with confidence. Payments:Unpacked | On A (Slight) Tangent - 9 January 2026Published on January 9, 2026 Unscripted and unedited Avoid payments #FOMO and subscribe to Payments:Unpacked
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Payments:Unpacked
"Mike's career at the heart of the UK's payments infrastructure and his wide perspective on the evolution of the space are invaluable to those of us developing strategies in the field." Dave Birch
Mike Chambers is joined by Richard Ransom, Head of Solution Consulting for Corporates at Bottom Line, for a wide-ranging conversation covering the most important topics in UK payments right now. Richard and Mike talk about….. Faster Payments turning 18 — the bold decision to go real-time in 2008, the missed opportunity in B2B payments, and where it goes next. Then Direct Debit — still processing billions of transactions after half a century, but what needs to change around the first payment...
Beta: We are trialing Payments:Unpacked's Substack newsletter in Kit.If you have multiple subscriptions you may receive more than one email (apologies) - please let us know what you think about this Kit version of Payments:Unpacked. In this newsletter we explore UK tokenisaton and stablecoin regulation with a guest blog from John Bertrand - huge thanks to John for contributing this guest blog. Be sure to subscribe to visit John on LinkedIn: John Bertrand UK tokenisation and stablecoin...
Beta: We are trialing Payments:Unpacked's Substack newsletter in Kit.If you have multiple subscriptions you may receive more than one email (apologies) - please let us know what you think about this Kit version of Payments:Unpacked. 18 Candles, 5 Billion Transactions. Faster Payments, We Salute You A bold step into the unknown The UK’s Faster Payments system was the world’s first modern real-time interbank payments system. It went live on 27 May 2008. Real-time account-to-account payments are...