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New from Mike Chambers and Payments:Unpacked..... Paying Through TimeFrom coins and cheques to cards and Faster Payments — discover the fascinating stories behind how the UK learned to pay. Payments shape everyday life, yet their history is rarely told. This newsletter explores the people, technologies, and moments that transformed how money moves in Britain. Each edition tells a short, compelling story from the history of UK payments — revealing how innovation, culture, and trust turned simple transactions into the systems we rely on today.
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"Mike's career at the heart of the UK's payments infrastructure and his wide perspective on the evolution of the space are invaluable to those of us developing strategies in the field." Dave Birch
Mike Chambers is joined by Richard Ransom, Head of Solution Consulting for Corporates at Bottom Line, for a wide-ranging conversation covering the most important topics in UK payments right now. Richard and Mike talk about….. Faster Payments turning 18 — the bold decision to go real-time in 2008, the missed opportunity in B2B payments, and where it goes next. Then Direct Debit — still processing billions of transactions after half a century, but what needs to change around the first payment...
Beta: We are trialing Payments:Unpacked's Substack newsletter in Kit.If you have multiple subscriptions you may receive more than one email (apologies) - please let us know what you think about this Kit version of Payments:Unpacked. In this newsletter we explore UK tokenisaton and stablecoin regulation with a guest blog from John Bertrand - huge thanks to John for contributing this guest blog. Be sure to subscribe to visit John on LinkedIn: John Bertrand UK tokenisation and stablecoin...
Beta: We are trialing Payments:Unpacked's Substack newsletter in Kit.If you have multiple subscriptions you may receive more than one email (apologies) - please let us know what you think about this Kit version of Payments:Unpacked. 18 Candles, 5 Billion Transactions. Faster Payments, We Salute You A bold step into the unknown The UK’s Faster Payments system was the world’s first modern real-time interbank payments system. It went live on 27 May 2008. Real-time account-to-account payments are...